Creamy Banana Pudding with Vanilla Wafers

By Valentina Dimitrova | Updated on October 27, 2026

Creamy, homemade-style Banana Pudding combines vanilla wafers, ripe banana slices, instant vanilla pudding, and whipped topping in an easy no-bake dessert that takes 15 minutes to assemble.

Banana Pudding in a rectangular glass baking dish, topped with whipped cream, banana slices, and crushed vanilla wafers.

Traditional banana pudding recipes often use cooked custard, but this easy banana pudding uses instant vanilla pudding for a quicker, no-bake method. It takes just 15 minutes to prepare and can be made ahead for family gatherings, potlucks, or holidays. For more banana treats, try my Banana Pudding Cheesecake Bars, Banana Upside-Down Cake, or Fried Bananas.

Quick Look: Banana Pudding

  • ⏱️ Prep Time: 15 minutes
  • ❄️ Chill Time: 2 hours
  • ⏲️ Total Time: 2 hours 15 minutes
  • 🍽️ Servings: 5
  • 🍌 Flavor Profile: Sweet vanilla and fresh banana
  • 🥄 Texture: Creamy pudding, tender banana slices, and softened vanilla wafers
  • 👌 Difficulty: Easy
  • 🎉 Best For: Family desserts, potlucks, and make-ahead gatherings
  • 🍳 Cooking Method: No-bake
  • 🧁 Key Ingredients: Instant vanilla pudding, milk, bananas, vanilla wafers, and whipped topping
  • Why This Recipe Works: Instant vanilla pudding makes the filling quick to prepare without cooking custard, and folding in whipped topping gives it a lighter, creamier texture. During refrigeration, the vanilla wafers soften, and the layers come together.

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Chef's Notes from Valentina

  • Vanilla wafers soften as they absorb moisture from the pudding. Give the dessert at least two hours in the refrigerator before serving for tender, cake-like layers.
  • Choose ripe but firm bananas that are sweet and easy to slice. Overripe bananas can become mushy and lose their shape between the layers.
  • I recommend a 7 × 11-inch rectangular baking dish for this recipe. It gives the wafers, bananas, and pudding enough room to form two layers without spreading too thin.
  • Serve chilled in dessert bowls or individual cups, and sprinkle crushed vanilla wafers on top just before serving. For another treat to share, try my Strawberry Banana Chocolate Chip Muffins.

Ingredients

  • Bananas – 3 medium, ripe but firm. Choose yellow bananas with a few brown speckles for the best balance of sweetness and texture. Avoid overly ripe bananas because they can become mushy between the layers. Slice just before assembling.
  • Vanilla wafers – about 40 cookies. Their sweet vanilla flavor pairs well with the bananas and pudding. They start crisp but soften into tender, cake-like layers after chilling. Nilla Wafers or similar cookies work well.
  • Instant vanilla pudding mix – 1 box (3.4 oz). Gives the dessert its sweet vanilla flavor and smooth, creamy consistency. Use instant pudding rather than cook-and-serve pudding.
  • Cold whole milk – 2 cups. Adds richness and helps the instant pudding set properly. Reduced-fat milk also works, although the pudding may taste less rich.
  • Thawed whipped topping – 2 cups, divided. Fold half into the pudding for a lighter, fluffier texture, then spread the rest on top for a creamy finish.

Substitutions And Additions

Banana Pudding Mix: Replace the vanilla pudding mix with one 3.4-ounce box of instant banana pudding mix for a banana-flavored filling instead of vanilla. Prepare it with 2 cups of cold milk.

Individual Banana Pudding Cups: Make banana pudding cups by dividing the ingredients among five dessert glasses instead of using a baking dish. Keep the same layering order and refrigerate for at least 2 hours.

Homemade Whipped Cream: Replace the prepared whipped topping with 2 cups of lightly sweetened whipped cream for a fresher dairy flavor. Whip until it holds its shape, then fold half into the pudding and reserve the rest for topping.

Different Cookies: Replace the vanilla wafers with about 40 Chessmen butter cookies or a similar amount of shortbread cookies. Graham crackers also work and give the dessert a different texture.

Cream Cheese Banana Pudding: Beat 8 ounces of softened cream cheese until smooth, then gradually mix in the prepared vanilla pudding before folding in the whipped topping.

Sweetened Condensed Milk Banana Pudding: If you like a sweeter, richer filling, try banana pudding with condensed milk. Replace the milk with one 14-ounce can of sweetened condensed milk and 1 ½ cups of ice-cold water. Mix with the instant pudding, refrigerate until firm, then fold in the whipped topping.

How to Make Banana Pudding with Vanilla Wafers

Vanilla pudding mixed in a bowl, wafers layered with bananas and pudding, and whipped topping spread over the dessert.
  1. Prepare the pudding: Pour 2 cups of cold whole milk into a large mixing bowl and add the 3.4-ounce package of instant vanilla pudding mix. Beat with an electric mixer for about 2 minutes, or according to the package directions, until smooth. Let the pudding thicken, then gently fold in 1 cup of thawed whipped topping. PIC. 1
  2. Arrange the first layer: Place about half of the vanilla wafers in a single layer across the bottom of a 7 × 11-inch rectangular baking dish. Slice the bananas into approximately ¼-inch rounds and arrange half of them evenly over the wafers. PIC. 2
  3. Add the pudding: Spoon half of the prepared pudding mixture over the bananas. Use a rubber spatula to gently spread it into an even layer that covers the banana slices. PIC. 3
  4. Repeat the layers: Arrange the remaining vanilla wafers over the pudding, followed by the rest of the banana slices. Spoon the remaining pudding mixture over the bananas and spread it evenly to cover the fruit. PIC. 4
  5. Add the whipped topping: Spoon the remaining 1 cup of whipped topping over the pudding and gently spread it across the surface in an even layer. PIC. 5
  6. Chill and serve: Cover the baking dish and refrigerate for at least 2 hours to allow the vanilla wafers to soften. Serve chilled in approximately five portions. If desired, garnish with fresh banana slices and crushed vanilla wafers just before serving. PIC. 6
A serving of layered banana pudding on a plate.

Expert Tips for Banana Pudding

  • Fold the whipped topping gently. Use a rubber spatula to lift and turn the mixture until no white streaks remain. Stirring too vigorously can reduce its airy texture and make the filling denser.
  • Loosen pudding that becomes too thick. Give it a quick whisk before adding the whipped topping. A smoother consistency makes the two easier to combine without adding extra milk.
  • Brush banana slices lightly with lemon juice. Use only a small amount to slow browning if the sliced bananas need to sit briefly before assembly. Too much can affect their sweetness.
  • Space the vanilla wafers evenly. Leave small gaps between the cookies instead of stacking them. The pudding can reach more of their surfaces and soften them evenly.
  • Start mixing the pudding on low speed. Increase the mixer speed only as needed to smooth out the mixture. A slower start prevents splashes and gives you better control over the consistency.

FAQ About Homemade Banana Pudding

Can you make banana pudding without condensed milk?

Yes. This banana pudding without condensed milk uses instant vanilla pudding mix, cold milk, and whipped topping for a creamy filling. Sweetened condensed milk isn't necessary.

What's the difference between old-fashioned banana pudding and instant banana pudding?

Traditional old-fashioned banana pudding typically uses cooked vanilla custard and sometimes a meringue topping. Instant banana pudding uses a pudding mix that thickens with cold milk, which makes preparation quicker and requires no cooking.

How can I get the perfect consistency for banana pudding?

Measure the 2 cups of cold milk carefully and let the instant pudding thicken before folding in the whipped topping. The filling should be smooth, creamy, and thick enough to spread evenly between the layers.

Creamy banana pudding topped with swirls of whipped cream, banana slices, and crushed cookies in a glass baking dish.

What to Serve with Banana Pudding

  • Coffee: Serve with freshly brewed coffee or espresso. Its slightly bitter flavor balances the sweetness of the creamy pudding.
  • Tea: Pair with unsweetened iced tea or black tea for a refreshing contrast that doesn't add extra sweetness.
  • Fresh Fruit: Offer strawberries, raspberries, or blueberries on the side for a fresh, slightly tart contrast to the pudding.
  • Chocolate Desserts: For parties, serve banana pudding alongside my Easy Chocolate Mousse. Its rich chocolate flavor gives guests a different dessert option.
  • Other Party Treats: Add my Brigadeiros or Passion Fruit Mousse to the dessert table. The brigadeiros offer a fudgy bite, and the passion fruit mousse adds a tangy contrast.

Did You Love This Recipe? If you make this recipe and love it, stop back, give it a 5-star rating ★★★★★ and leave a comment.

A fork holds a portion of creamy banana pudding topped with crushed vanilla wafers over a white plate.
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Creamy Banana Pudding with Vanilla Wafers

Creamy, homemade-style Banana Pudding combines vanilla wafers, ripe banana slices, instant vanilla pudding, and whipped topping in an easy no-bake dessert that takes 15 minutes to assemble.
Course:Dessert
Cuisine:American
Prep Time 15 minutes
Chill Time 2 hours
Total Time 2 hours 15 minutes
Servings 5
Calories189.5 kcal

Equipment

  • 7 × 11-inch rectangular baking dish
  • large mixing bowl
  • electric hand mixer
  • Rubber Spatula

Ingredients

  • 1 box 3.4 oz instant vanilla pudding mix
  • 2 cups whole milk – cold
  • 3 medium ripe but firm bananas – sliced
  • about 40 vanilla wafers
  • 2 cups whipped topping – thawed and divided

Optional Toppings

  • additional crushed vanilla wafers
  • extra fresh banana slices

Instructions

  • Prepare the pudding: Pour 2 cups of cold whole milk into a large mixing bowl and add the 3.4-ounce package of instant vanilla pudding mix. Beat with an electric mixer for about 2 minutes, or according to the package directions, until smooth. Let the pudding thicken, then gently fold in 1 cup of thawed whipped topping.
  • Arrange the first layer: Place about half of the vanilla wafers in a single layer across the bottom of a 7 × 11-inch rectangular baking dish. Slice the bananas into approximately ¼-inch rounds and arrange half of them evenly over the wafers.
  • Add the pudding: Spoon half of the prepared pudding mixture over the bananas. Use a rubber spatula to gently spread it into an even layer that covers the banana slices.
  • Repeat the layers: Arrange the remaining vanilla wafers over the pudding, followed by the rest of the banana slices. Spoon the remaining pudding mixture over the bananas and spread it evenly to cover the fruit.
  • Add the whipped topping: Spoon the remaining 1 cup of whipped topping over the pudding and gently spread it across the surface in an even layer.
  • Chill and serve: Cover the baking dish and refrigerate for at least 2 hours to allow the vanilla wafers to soften. Serve chilled in approximately five portions. If desired, garnish with fresh banana slices and crushed vanilla wafers just before serving.

Recipe Notes

Keep the banana pudding chilled until serving, and return any leftovers to the refrigerator within 2 hours. On days above 90°F (32°C), refrigerate within 1 hour.

Make-Ahead and Storage

Make Ahead: Assemble the banana pudding at least 2 hours before serving. For the best texture and appearance, prepare it earlier the same day. You can also make it the night before, but the vanilla wafers will continue to soften.
Refrigerate: Cover the baking dish tightly or transfer leftovers to an airtight container. Keep refrigerated at 40°F (4°C) or below and enjoy within 1–2 days for the best quality. The bananas may darken slightly, and the wafers will soften over time.
Freeze: Freezing isn't recommended because the pudding can separate after thawing, and the bananas may become watery or mushy.

Nutrition

Calories: 189.5kcal | Carbohydrates: 28g | Protein: 4.9g | Fat: 7.3g | Saturated Fat: 5.3g | Polyunsaturated Fat: 0.2g | Monounsaturated Fat: 0.9g | Cholesterol: 12.3mg | Sodium: 60.7mg | Potassium: 430.2mg | Fiber: 1.8g | Sugar: 20.6g | Vitamin A: 225.6IU | Vitamin C: 6.2mg | Calcium: 144.9mg | Iron: 0.2mg

** Nutrition labels on easyanddelish.com are for educational purposes only. This info is provided as a courtesy and is only an estimate, since the nutrition content of recipes can vary based on ingredient brand or source, portion sizes, recipe changes/variations, and other factors. We suggest making your own calculations using your preferred calculator, based on which ingredients you use, or consulting with a registered dietitian to determine nutritional values more precisely.

Please note that health-focused and diet information provided on easyanddelish.com is for educational purposes and does not constitute medical advice, nor is it intended to diagnose, treat, cure, or prevent disease. Consult with your doctor or other qualified health professional prior to initiating any significant change in your diet or exercise regimen, or for any other issue necessitating medical advice.

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